Jerome perhaps looking for a part-time job after you finish your regular job during the week, or on the weekends may also help you to pay up those bills. I believe God helps those that help themselves, so step out in faith and look for extra work, and you'll see how God can bless you for it. Just an advice for I have worked two jobs when in time of need, and my husband at one time worked three jobs just to get out of a bad financial situation.
Lord give wisdom to Jerome to find a way out of the situation he is in, and may he learn from this so he will never have this problem again. Protect him and his family and provide for them as you guide him to where you want him to be. Have your perfect will be done in this situation, his life and his family's. I pray in Jesus name, amen.