Please pray for my wife and my's financial situation, in particular our home loan modification. We have taken strong steps toward good stewardship, developing a good budget, cutting expenses and working harder to increase our earnings. We were close to closing a loan modification but in an apparent miscommunication the bank says we were a day late turning in paperwork and missed our deadline, so they cancelled the application. We have been working with the bank for months and are trying to get it reopened and can use the power of prayer in Jesus' name. We've made mistakes with money but are on the right path now and this change to the loan will keep us in our house and allow us to manage our finances properly. In Him I pray for divine intervention, please make the bank reopen the application, work with us, and finalize this loan so that we may pay on our obligations.