I'm feeling overwhelmed by my bills & inability to pay them. I'm swimming in debt & can't even make monthly payments on most of what I owe. I pray God will provide the means or show me the way through - whether it be another source of income or bankruptcy (I don't even have money for that). I've received a letter from an attorney that I'm going to be sued. Now sometimes I open my door & fear that a process server may be lurking. I'm depressed, worried & am having trouble sleeping…