My sister and brother-in-law worked with a realtor to do a loan modification. Bank of America offered a payment that was still high so thier realtor reapplied again renegotiating a lower payment. In July 2010, their house was taken off modification and was to be sold by the trustee on 9/21/10. Desperate, they filed chapter 13 to stop the sale. The sale date was postponed til 10/19/10 making it impossible for them to do a shortsale or a modification. Please help us pray that the lender will postpone the sale date giving their realtor enough time to help them to keep their house. They don't have the means to buy another home or to rent as rent is very high in our area. They both have lost their jobs and are living in deep financial hardship. Loosing their home will break their spirits as they've come to love their house dearly.