We are drowning in debt and want to proceed with adopting a child but financial we can’t until our debts are dealt with. All we want is a way to better manager our debt, not asking for it to be taken away. We need some guidance as to what to do, we believe a consolidation loan is what we need to get things under control so Please pray that we can get a consolidation loan at a reasonable monthly rate so that we can pay off our debts and move forward with adoption.